Christine MacDonald The Detroit News Published 7:07 PM EDT Aug 15, 2019 Wayne County is considering forgiving the delinquent tax bills of poor Detroit homeowners under a new program, but the county's chief debt collector said Thursday he's opposed to the idea and it might be illegal. The Quiet Title Exemption Program would have low-income Detroiters give temporary ownership of their homes to the Wayne County Land Bank, which would then file a court case that would wipe away the debt and return the homes to their owners. But one of the main obstacles appears to be whether it is legal. The land bank's staff members said they have an opinion from county lawyers who blessed the idea, but Wayne County Treasurer Eric Sabree said he doesn't believe judges can erase the debt. At a land bank board meeting Thursday, Sabree said he's consulted with attorneys, including those who work with land banks and other experts. "Not one … [Read more...] about Debate over proposal to forgive poor Detroiter’s tax debt
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Liz Weston Published 12:04 AM EDT Apr 29, 2019 Americans are slipping ever deeper into hock. To cope, many people turn to debt consolidation loans, cash-out mortgage refinancing and retirement plan loans that promise relief but could leave them worse off. Paying off high-rate debt such as credit cards with lower-rate loans may seem like a no-brainer. Unfortunately, many of these loans have hidden costs and drawbacks. And consolidation by itself can’t fix the problems that led to the debt in the first place. In fact, such loans can make matters worse if borrowers feel freed up to spend more. “Consolidating debt seems to create the psychological effect of making you feel like you’ve zeroed it out,” says Moira Somers, financial psychologist and author of “Advice That Sticks.” “Then (borrowers) just start spending up again, until there is no more wiggle room.” Debt levels are hitting new highs Statistics show U.S. households are … [Read more...] about Liz Weston: How debt ‘solutions’ could dig you in deeper
People from all over Northern Ireland jumped to the defence of a P.S.N.I. officer with dyslexia who was ridiculed online for making spelling mistakes recently. The officer opened up about living with dyslexia on Facebook on Tuesday morning and used it as an opportunity to reinforce the message that 'not all disabilities are visible'. "I have been criticised for my spelling mistakes in my last post, and pretty much everything I have written my whole life due to my dyslexia," said the officer."Sometimes my spelling is sooooo bad even spell check doesn’t recognise it. It doesn’t affect me but it’s a good topic to discuss."Not all disabilities are visible, some people may be upset for being criticised for not being ‘good enough or normal’."The P.S.N.I. officer added: "Two out of five calls police attend are mental health related, we as police officers and everyone in the general public should be mindful that people battle issues and disabilities we … [Read more...] about Dyslexic P.S.N.I. officer ridiculed for spelling mistakes but the response on social media was amazing
The Detroit News Published 8:11 PM EST Mar 4, 2019 Debt collection was the top complaint among Michigan consumers in 2018, Attorney General Dana Nessel's office announced Monday. To recognize National Consumer Protection Week, her office released a top 10 list compiled by analyzing the nearly 9,000 written complaints filed last year, when the department recovered more than $1.6 million in consumer refunds, forgiven debts and state recoveries. The highest-ranking categories were: 1. Credit and Financial Concerns: The top category since 2006 and covering areas including credit repair, payday lending, and mortgage brokering. The AG's Office fielded 911 complaints in 2018 and about half stemmed from credit reporting and collection.Telecommunications, cable, and satellite TV: Although moving up from No. 3 the year before, complaints involving robocalls, telemarketing, wireless communications, and cable and satellite TV services … [Read more...] about Debt collection tops attorney general’s list of consumer complaints
Facebook shutdown P.S.N.I. Facebook pages this week after they were judged to have contravened the social media giant's community standards guidelines. The decision to remove the P.S.N.I.'s access to its services was taken by Facebook when a photograph concerning a crime committed in Northern Ireland was shared by the police on social media. The P.S.N.I.'s access to Facebook has been completely reinstated after the P.S.N.I. appealed against the decision."P.S.N.I. lost access to Facebook after a photo used on one of the local pages contravened Facebook’s community standards," said a P.S.N.I. spokesperson. "The picture contained bank notes and a small bag of drugs and Facebook deemed it contravened their community standards on guns, drugs and other regulated goods."P.S.N.I.’s Digital Hub requested that the post be reviewed and, following review, Facebook updated that the picture did not breach community standards and access was reinstated." Elderly woman escapes … [Read more...] about Facebook ban for P.S.N.I.