Valerie Lai, NerdWallet Published 12:00 pm PST, Wednesday, January 23, 2019 FILE-- As San Francisco’s cool neighbor, Oakland may offer slightly more affordable home prices, but they’re still jaw-droppingly expensive by most standards. According to Zillow, the median home value is $741,900. less FILE-- As San Francisco’s cool neighbor, Oakland may offer slightly more affordable home prices, but they’re still jaw-droppingly expensive by most standards. According to Zillow, the median home value is ... more Photo: Jessica Christian / The Chronicle Buy photo Photo: Jessica Christian / The Chronicle Image 1 of / 19 Caption Close Image 1 of 19 FILE-- As San Francisco’s cool neighbor, Oakland may offer slightly more affordable home prices, but … [Read more...] about How I Bought a Home in Oakland
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PUBLISHED: 17:36 16 November 2018 | UPDATED: 17:36 16 November 2018 Getting debt under control now will give families a ‘buffer’ to absorb the unknown but likely increase in the cost of living Picture: Getty Images/iStockphoto AntonioGuillem With four months remaining until the UK’s official withdrawal from the European Union, and still no clear message on the Brexit deal – despite the dramatic events in Westminster this week - concerns are rising over future interest rates and the effect on house prices and debt levels. Now is the time to review mortgage arrangements and property portfolios. Ranald Mitchell, a director of Charwin Private Clients Picture: Lee BlanchflowerThis is what we know: the Bank of England’s Monetary Policy Committee (MPC) has frozen the base interest rate at 0.75pc. This is what we don’t know: the Brexit effect on interest rates, debt and house prices when we leave the EU at 11pm on Friday, March 29, 2019... exactly 130 … [Read more...] about Mortgages, debts and the Brexit effect – now’s the time to act
Texas transplants Ashlea and Nick Garrison attended a Twin Cities homebuying class on a Saturday in early May. The couple met with a personal counselor the following Tuesday, got pre-approved for a loan that Friday, visited eight homes that Saturday and put in a competitive offer $5,000 above the $165,000 asking price the same evening. The couple, both in their early 30s, learned their offer had been accepted Sunday morning. They closed on their first house — a move-in ready three-bedroom frame-house in St. Paul’s Dayton’s Bluff neighborhood — a couple of weeks later. “I’ve been covered in paint for about a week now,” Ashlea said last week. Realtors and lenders say those lightning speeds aren’t unusual in a competitive homebuying market. They encourage many of their youngest buyers to follow the same steps as the Garrisons, including seeking loan pre-approval and completing first-time homebuyer classes. And another thing — get ready … [Read more...] about Millennials are jumping in the housing market. Here’s a few things they should know.