Dayana Yochim Nerdwallet Published 10:09 PM EST Jan 27, 2019 Precision isn’t always possible when it comes to retirement planning. That doesn’t mean you have to wing it and hope your savings don’t expire before you do. Looking at the income, living expenses and life spans of today’s retirees can help you make the right financial moves so your golden years aren’t tarnished by an unexpected shortfall. What’s an ‘average’ retirement cost? Government and Gallup data reveal a lot about what retirement is like for Americans today. It starts at age 61, even though many tell Gallup they planned to work longer. And based on some morbid math — the average remaining life expectancy of someone who’s made it to their early 60s (23.3 years), according to the Centers for Disease Control and Prevention — you should plan to be retired for at least a few decades. Your mileage may vary based on things such as your work (accountant … [Read more...] about How to estimate the money you will need for retirement
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Minnesota is inching forward on a yearslong, major project to beef up security for everyone with a driver’s license, tax form, or Social Security number stored on a state computer. So pretty much all of us. The state needs $10.6 million — and has so for several years — to get it done. It’s gotten $0 from the Legislature and Gov. Mark Dayton. Members of the Republican-controlled Legislature and Dayton, a Democrat, have blamed each other for what has become, for three years in a row, a casualty of the often-political and acrimonious budget process. RELATED: What’s it like inside Minnesota’s most secure computer room? Meanwhile, MNIT, the state’s information technology agency, has quietly plodded ahead in small steps that began years before, with the hope, officials say, of staying ahead of a successful cyberattack, which could cost taxpayers millions of dollars, as well as untold inconvenience. State computers contain tax forms (including … [Read more...] about Our driver’s licenses and Social Security numbers are on these servers. The state wants to make them safer.
Updated 8:28 am PDT, Tuesday, July 10, 2018 Photo: AP Image 1of/1 CaptionClose Image 1 of 1 FILE - This April 2017, file photo provided by NerdWallet shows Brianna McGurran, a columnist for personal finance website NerdWallet.com. "Ask Brianna" is a Q&A column for 20-somethings, or anyone else starting out. (NerdWallet via AP, File) less FILE - This April 2017, file photo provided by NerdWallet shows Brianna McGurran, a columnist for personal finance website NerdWallet.com. "Ask Brianna" is a Q&A column for 20-somethings, or anyone else ... more Photo: AP How to fight about money and stay madly in love 1 / 1 Back to Gallery "Ask Brianna" is a column from NerdWallet for 20-somethings or anyone else starting out. I'm here to help you manage your money, find a job and pay off student loans — all … [Read more...] about How to fight about money and stay madly in love
Robert Stevens, Associated Press Updated 3:50 am, Friday, June 29, 2018 Photo: Gillian Flaccus, AP Image 1of/1 CaptionClose Image 1 of 1 FILE - In this Feb. 7, 2018 file photo, a neon sign hanging in the window of Healthy Harvest Indoor Gardening in Hillsboro, Ore., shows that the business accepts bitcoin as payment. A raft of recent cyber-security firms and governments now cite the rising trend of ‘crypto-jacking’ _ in which devices are infected with invisible malicious cryptocurrency mining software that uses the computing power of victims’ devices to mine virtual currency _ as the main cyber security threat to businesses and consumers worldwide. less FILE - In this Feb. 7, 2018 file photo, a neon sign hanging in the window of Healthy Harvest Indoor Gardening in Hillsboro, Ore., shows that the business accepts bitcoin as payment. A raft of recent ... more … [Read more...] about How your smart fridge might be mining bitcoin for criminals
WASHINGTON — A new express bus service to the Pentagon, on-demand shuttles to park-and-ride lots in Prince William County, better bike parking in Manassas, and a campaign to get more people to carpool or take transit are among the projects that will be funded this year through toll revenue from Interstate 66 inside the Beltway. The Northern Virginia Transportation Commission is scheduled to approve $12 million in projects Thursday night, including two new bus routes, improvements on three other bus routes and expanded access to park-and-ride lots. Another project included would expand Capital BikeShare around the Vienna and Dunn Loring Metro stations. $7.2 million is expected to go to new or improved bus service. $2.6 million is slated to improve access to park and ride lots, bus stops, and Metro or VRE stations. $800,000 is meant to improve response to crashes and other incidents along the I-66 corridor. The 15 projects were selected from 17 applications; choices were made … [Read more...] about How I-66 toll money will be spent