Texas transplants Ashlea and Nick Garrison attended a Twin Cities homebuying class on a Saturday in early May. The couple met with a personal counselor the following Tuesday, got pre-approved for a loan that Friday, visited eight homes that Saturday and put in a competitive offer $5,000 above the $165,000 asking price the same evening. The couple, both in their early 30s, learned their offer had been accepted Sunday morning. They closed on their first house — a move-in ready three-bedroom frame-house in St. Paul’s Dayton’s Bluff neighborhood — a couple of weeks later. “I’ve been covered in paint for about a week now,” Ashlea said last week. Realtors and lenders say those lightning speeds aren’t unusual in a competitive homebuying market. They encourage many of their youngest buyers to follow the same steps as the Garrisons, including seeking loan pre-approval and completing first-time homebuyer classes. And another thing — get ready … [Read more...] about Millennials are jumping in the housing market. Here’s a few things they should know.
Housing credit report
Susan Tompor Detroit Free Press Personal Finance Columnist Published 9:08 p.m. UTC May 23, 2018 Wait? You still didn't freeze your credit report after the ginormous Equifax data breach back in September? Somehow it just slipped your mind that crooks could have access to your Social Security number? Really? The Equifax data breach is one that 148 million consumers cannot afford to forget. "Your Social Security number will never come back. It will never be restored to confidential status, if it was leaked," said Chi Chi Wu, staff attorney at the National Consumer Law Center in Boston. One line of defense is a security freeze. Under a new federal rule, a freeze will be free for the all major credit reporting agencies — Experian, Equifax and TransUnion. More on that later. A credit freeze puts a roadblock in front of ID thieves who want to use your Social Security number and other information to open new credit cards, take out car loans and the like in your name. A … [Read more...] about Credit freezes will be free, thanks to new banking bill and Equifax
OLIVIA, Minn. — The owners of a south-central Minnesota home destroyed by fire in January have now been charged in connection with that fire. Jeffrey George Ackerson Jr., 34, of Bird Island is facing felony charges of arson, insurance fraud and cruelty to animals, while his wife, Sheena Marie Ackerson, 36, has been charged with one felony count of aiding and abetting insurance fraud. The home was deemed a complete loss, and the family dog was killed in the fire on Jan. 15. The couple received two checks from American Family Insurance for $5,000 each, along with temporary housing in Hector, paid for by the insurance company, Renville County District Court documents said. The couple both endorsed and deposited the checks, documents said. In a recorded statement to law enforcement on Feb. 8, Ackerson said he was frustrated with the progress of remodeling the house, along with the family bills. When his wife and children had left the house Jan. 15, he said he went into the … [Read more...] about Fire destroyed their house and killed their dog. Now, Minnesota couple accused of arson and insurance fraud.
NASHVILLE, Tenn. — As an intensive manhunt continues for the suspect in a Waffle House restaurant shooting that killed four people, police are warning residents of a Nashville neighborhood to beware of the alleged killer. More than 80 Nashville police officers continued to search for Travis Reinking early Monday, authorities said. Agents with the FBI, the U.S. Bureau of Alcohol, Tobacco, Firearms and Explosives and troopers with the Tennessee Highway Patrol were also assisting in the manhunt as disturbing reports about the wanted man’s past behavior came to light. He was also added to the Tennessee Bureau of Investigation’s Top 10 Most Wanted list. Reinking was nearly naked, wearing only a green jacket and brandishing an assault-style rifle when he opened fire in the parking lot and then stormed the restaurant, police say. In addition to the four people killed, four others were injured. Police credit a quick-thinking customer who wrestled the gun away from the … [Read more...] about Nashville cops hunt Waffle House shooting suspect Travis Reinking, residents put on alert
In a quiet corner of suburban Dublin, the Bloomsbury group is bringing art to life. Paintings and drawings are dotted throughout Baldonnell House, one of several Irish locations hosting the production of a new film about literary icon Virginia Woolf.Vita & Virginia, directed and co-written by Chanya Button (Burn Burn Burn), centres on the true story of the love affair between the acclaimed author (played by Elizabeth Debicki) and socialite/writer Vita Sackville-West (Gemma Arterton), and how the relationship inspired Woolf’s novel Orlando. Isabella Rossellini and Rupert Penry-Jones also star.For Arterton, who is an executive producer on the film — based on Eileen Atkins’ 1993 stage play — the story is one she has long aspired to bring to screen. “Eileen Atkins sent me a very early draft, maybe four or five years ago. I ended up showing Chanya the script on holiday.”While many accounts of Woolf turn towards her troubled later years, this film … [Read more...] about ‘Vita & Virginia’ with Gemma Arterton, Elizabeth Debicki: exclusive new image and set report