Carl Lamb, managing director of Almary Green Archant Our reader this week wants to know the best way to take her retirement income - all at once, as an annuity, or a mix of both? Carl Lamb of Almary Green responds. I’m in my early 60s so am due to get my state pension from age 66. I have built up a private pension fund of about £120,000 and am wondering what might be the best way for me to take my retirement income. I understand I can take it all out of my pension at once and not buy an income for life but just invest it and live off the investments. Is that right?Response from Carl Lamb of Almary GreenWhen you are getting close to retirement, it’s a really good idea to get advice about how you will manage your retirement income as the rules are quite complex these days. There are three main routes you could follow with your private pension fund.Firstly, you could, if you so wish, take all the money out of the fund. The most important thing to remember … [Read more...] about Ask the Expert: What’s the best pension option for me?